Terms and Conditions

Terms and Conditions for Qaxorivthivara.com

Effective Date: June 17, 2025

1. Acceptance of Terms

By accessing and using the Qaxorivthivara.com website and services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Description of Services

Qaxorivthivara.com provides financial planning consultation services including:

  • Personal financial planning consultations
  • Investment strategy advice
  • Budget planning services
  • Financial education and resources

Our services are educational and consultative in nature. We are not licensed financial advisors and do not provide regulated financial advice.

3. Service Fees and Payment

Consultation fees range from $200 to $1000 depending on the scope and complexity of services required. Payment is required prior to service delivery unless otherwise agreed in writing. All fees are in Australian dollars and include GST where applicable.

4. Limitation of Liability

Qaxorivthivara.com provides information and consultation services for educational purposes. We make no guarantees about financial outcomes or investment performance. To the maximum extent permitted by law, we exclude all liability for any loss or damage arising from your use of our services or reliance on information provided.

5. Professional Advice Disclaimer

The information and consultation services provided by Qaxorivthivara.com do not constitute professional financial advice. You should seek advice from licensed financial professionals before making any investment or financial decisions. Past performance does not guarantee future results.

6. Intellectual Property

All content on the Qaxorivthivara.com website, including text, graphics, logos, and software, is the property of Qaxorivthivara.com and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. User Obligations

You agree to:

  • Provide accurate and complete information
  • Use our services for lawful purposes only
  • Not interfere with the operation of our website
  • Respect the intellectual property rights of Qaxorivthivara.com
  • Maintain the confidentiality of any login credentials

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which complies with the Privacy Act 1988 (Cth) and Australian Privacy Principles.

9. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for any reason including breach of these terms.

10. Refund Policy

Refunds may be provided at our discretion within 14 days of service delivery if you are not satisfied with the consultation provided. Refund requests must be made in writing with specific reasons for dissatisfaction.

11. Force Majeure

We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, government actions, or technical failures.

12. Governing Law

These Terms and Conditions are governed by the laws of Australia. Any disputes arising from these terms will be subject to the exclusive jurisdiction of Australian courts.

13. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

14. Amendments

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any changes.

15. Consumer Rights

Nothing in these Terms and Conditions excludes, restricts, or modifies any consumer rights under the Australian Consumer Law or other applicable consumer protection laws.

16. Contact Information

For questions about these Terms and Conditions, please contact us at:

Email: hello@Qaxorivthivara.com
Phone: +61 2 8294 7530

Qaxorivthivara.com
[Business Address]
Australia

These Terms and Conditions constitute the entire agreement between you and Qaxorivthivara.com regarding the use of our website and services.